Terms of Service
Effective Date: March 1, 2026
Acceptance of Terms
By downloading, installing, or using GigLedger ("the App"), you agree to be bound by these Terms of Service. If you do not agree to these terms, do not use the App.
Description of Service
GigLedger is a personal finance tool that helps gig economy workers track earnings, mileage, expenses, and estimate tax obligations. The App provides tools for record-keeping and generates tax estimates for informational purposes.
Tax Estimates Disclaimer
GigLedger provides tax estimates for informational purposes only. These calculations are not intended as tax, legal, or financial advice and should not be relied upon as a substitute for consultation with a qualified tax professional. Tax laws vary by jurisdiction and are subject to change. You are solely responsible for your tax obligations.
You acknowledge that the App is not a substitute for professional tax preparation, and you are solely responsible for the accuracy of your tax filings.
User Responsibilities
You agree to:
- Provide accurate and complete information when using the App.
- Keep your Apple ID credentials secure — your account access depends on Sign in with Apple.
- Use the App only for lawful purposes related to personal tax record-keeping.
- Not attempt to reverse-engineer, modify, or redistribute the App.
Account & Data
- Authentication: GigLedger uses Sign in with Apple for account creation. We do not store passwords.
- Local Storage: Your data is stored on your device using Apple's SwiftData framework. You are responsible for maintaining device backups.
- iCloud Sync: When signed in, your data may sync via your personal iCloud account. This is managed by Apple's CloudKit — we do not operate servers or access your iCloud data.
- Data Portability: You may export your data at any time via Settings → Export Data.
Intellectual Property
GigLedger, including its design, code, icons, and content, is the intellectual property of its developers. You are granted a limited, non-exclusive, non-transferable license to use the App for personal purposes. You may not copy, modify, distribute, or create derivative works based on the App.
Limitation of Liability
To the maximum extent permitted by law:
- The App is provided "as is" without warranties of any kind, express or implied.
- We are not liable for any tax penalties, financial losses, or damages arising from your use of the App or reliance on its tax estimates.
- We are not responsible for data loss due to device failure, iCloud issues, or user error.
- Our total liability shall not exceed the amount you paid for the App.
Termination & Data Deletion
- You may stop using the App at any time by deleting it from your device.
- You may delete all your data from Settings → Delete All Data before uninstalling.
- We reserve the right to modify or discontinue the App at any time without notice.
- Upon termination, your locally stored data remains on your device unless you delete it.
Changes to These Terms
We may update these Terms of Service from time to time. Changes will be reflected in the App with an updated effective date. Continued use of the App after changes constitutes acceptance of the revised terms.
Governing Law
These terms shall be governed by and construed in accordance with the laws of the United States and the State of Pennsylvania, without regard to conflict of law principles.
Contact Us
If you have questions about these Terms of Service, please contact us at gigledger.help@gmail.com.